Free Zero Based Budgeting

Pay Period starting:

Category	Estimate	Actual
Income
Total Expenses
Income Remaining
Charitable
Tithe
Total
Saving
Emergency Fund
Retirement Fund
College Fund
Total
Housing
First Mortgage
Second Mortgage
Real Estate Taxes
Homeowners Insurance
Repairs or Mn. Fees
Replace Furniture
Total
Utilities
Cable
Electricity
Gas
Phone
Trash
Water
Total
Food
Grocery *
Restaurants *
Total
Transportation
Car Insurance
Car Payment 1
Car Payment 2
Car Replacement
Gas and Oil *
License and Taxes
Repairs and Tires *
Total
Clothing
Adults *
Children *
Cleaning/Laundry
Total
Health
Dentist
Disability Insurance
Doctor
Drugs
Health Insurance
Optometrist
Total
Personal
Alimony
Baby Sitter
Child Care
Child Support
Cosmetics *
Education/Adult
Gifts (Including Christmas)
Hair Care *
Life Insurance
Miscellaneous
Organization Dues
School Supplies
School Tuition
Spending Money *
Subscriptions
Toiletries *
Total
Debts
Mastercard 1
Other 1
Other 2
Student Loan 1
Student Loan 2
Visa 1
Total
Recreation
Entertainment *
Vacation
Total
Other
Other 1
Other 2
Other 3
Total
Totals
Sub-total
Minus Income
Money Remaining (Zero)